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When Starting A New Blog, No Generic Domain Name! February 24, 2010

Posted by Home Cleaning Work At Home Mom in : Business, Insurance , comments closed

You know what’s the problem of using a generic domain name like this blog, The Xin Group? Either PSAs show up or no ads appear at all!

Of course, I am wiser now if compared to 3 years go. ;-)

Now each time I want to start a new blog, I make sure the domain name is laden with the keywords I want.

I have dozens of niche blogs, but none of them is specifically for life insurance.

Maybe it’s time I consider setting up an insurance blog. Of course, the keyword of ‘insurance’ must be in the domain name.

I go do some homework first before I tell you the domain name of my choice.

Let Me Help Find The Most Affordable Online Life Insurance Coverage October 22, 2009

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

No Insurance CoveragePoor blogging pals! A few of my blogging pals whose husbands have been laid off recently have to resort to giving up their health insurance, life insurance, family insurance and other insurance related coverage.

They know the danger of not paying the insurance premiums, but what else can they do now? Their savings accounts are drying up, the credit card payments and other instalment payments are piling up, the food and groceries are running out, …

I am helping them find the most affordable online life insurance now because I feel that it’s dangerous not to have insurance coverage.

You never know what will happen the next moment.

New Job With Group Health Insurance Coverage June 17, 2009

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

One of hubby’s buddies have already started working after being jobless for more than half year.

Although the salary is much lower than his previous salary, he is fine with it. So long as there is a full time job to put food on the table and pay the bills, he doesn’t mind if he is given low salary and fewer fringe benefits.

Of course, his new company does give him the important coverage he needs, the Blue Cross NC group health insurance coverage.

I wonder when it is hubby’s turn.

Rely On No One When It Comes To Finding A Cheap Car Insurance Quote November 4, 2008

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

My buddy was so pissed off that she had been paying expensive car insurance these few years. Thanks to her relative who insisted that her car insurance policy was the cheapest in the market.

From now on, she will do the search online for cheap car insurance quotes and policies on her own. She doesn’t want to rely on any family member or relative’s recommendation anymore.

It’s true that there are many online car insurance policies that come at much cheaper prices and thus save you money. Money saved can be used to save as emergency funds during recession, you know?

Cheap Insurance Deals? Find My Insurance Agents September 5, 2008

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

When it comes to insurance, I turn to my sister and her hubby for help. They are both insurance agents.

Any friend or relative who wants to promote me insurance, be it North Carolina health insurance, life insurance or term insurance, I will tell them frankly that my sister and her hubby are my insurance agents.

If there are any cheap insurance deals that my friends or relatives would like to recommend to me, I will tell them to call my sister. Well, they dare not do so.

Why You Must Buy Mortgage Life Insurance March 22, 2008

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

In the event of you or your partner dying, mortgage life insurance can mean that the difference between keeping a roof over your head or ending up having your home repossessed.

A mortgage life insurance policy runs for a fixed policy term – most people take it put to run concurrent with their mortgage. Should you die before the end of the term period, the policy can help pay off outstanding balance of the mortgage on your home. This will be in the form of a cash sum.

This means that your dependants will not have the financial worry of trying to find the mortgage repayments in the event of your death. Neither will they have to worry about selling up and maybe downsizing in order to keep a roof over their heads – the last things that you would want to put them through.

If you are looking for mortgage life insurance, then do shop around and do not automatically accept the first quotation you get. Premiums as well as terms of the policy and other benefits can vary wildly from provider to provider and you could be surprised just how cheap mortgage life insurance can be, without any compromise on cover.

Get The Latest Insurance Quotes March 8, 2008

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

“Life insurance helps ensure your financial needs are met, even after you’re gone. Life Insurance is priced based on your health, family history and goals……” When do I hear this ? When my insurance agent is fighting for his target.

My insurance agent came this morning, trying to persuade me and my hubby to get the latest life insurance quotes. He heard that hubby was involved in business, so there was business possibility for him too. What he didn’t know is that hubby quit his job last month.

If given a choice, I think hubby and I would prefer term life insurance which is a shorter term cover that provides protection for a limited period, such as 10, 15 or 20 years. This is a popular form of life insurance, and is the cheaper option for us who are on a budget.

Shop Online For Online Home Insurance Quotes February 8, 2008

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

There are a lot of insurance companies now competing online for your car insurance, life insurance, travel insurance or home owner insurance.

Online insurance provides:

1. More Choices. Shopping online gives one the advantage of more choices. You can take your time and really look into different insurance companies, which may help you choose a policy and an insurance quote that best suits you.

2. Time Saver. This is an easy one. Of course it works better for you to meet with your laptop anytime than an appointment with a local insurance agent. When shopping online for insurance you can do it anytime, day or night.

3. Quick Insurance Quotes. Shopping online for online auto insurance quotes, life insurance quotes or home insurance quotes gives you the advantage of getting instant insurance quotes from many insurance companies.

Any Trust Funds, Insurance Policies Or Real Estate ? October 25, 2007

Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed

I was surprised that a long long friend called me this morning. I mean she managed to find my phone number even though I had left Kuala Lumpur for more than 5 years and my cell phone was no longer the same.

Apparently, she went to my uncle’s house and got my phone from him. Upon hearing that she is an insurance agent, I was like … oops …

As expected, she asked how my teaching is in Cameron Highlands and if I have made any investments such as trust funds, insurance or real estate.

You know what she wants, right ? Typical insurance agent….boring questions ! I told her that I am loaded with tonnes of credit card debts and barely make ends meet. I still have credit card payments, home loan, personal loans, car loan, rental, term life insurance policies, and lots of expenses that suffocates me every month.

Guess what ? She didn’t dare to ask me further about my financial status, let alone insurance policies.