How Many Insurance Policies Do You Have ? June 25, 2007
Posted by Home Cleaning Work At Home Mom in : Insurance , comments closed
Vedis, you have covered extensively about credit card debts, loans, get paid blogging and money making revenues. What about insurance ?
How many insurance policies do you have ? I have only a whole life insurance now.
Mmm.. I started off with a term life insurance policy the moment I stepped into working force. I think it was about 13 years ago. I didn’t even understand what term life insurance was ! How ignorant!
Of course, at the age of 36 now, I know what it is. I pay a premium for a period of time (the term) from one to thirty years and if I die during that time the insurance is paid to the beneficiary. In my case, my beloved mom.
I was about 23 years old at that time and the term life insurance had the lowest premium in the early years, thus making it the most affordable life insurance for me.
Two years later, I bought a whole life insurance policy from my brother-in-law after weighing the pros and cons between term life insurance and whole life insurance. It provides life-long protection.
With whole life, I pay a fixed premium for life, instead of the increasing premiums found on renewable term life insurance policies.
Besides that, the whole life insurance also has a cash component, that is cash value . It can grow and interest is credited to the cash value.
Don’t feel like reading what life insurance is ? Then, watch some educational videos online.
When I Think Of My Shopping Sprees, My Heart Pumps Speedily June 4, 2007
Posted by Home Cleaning Work At Home Mom in : Shopping , comments closed
Woo Hoo! I am going to blog till dawn as I am on holidays now. My hubby and I will go to Kuala Lumpur on Monday.
Phew, thinking of shopping at Malaysia’s biggest one-stop destination mall, Mid Valley Megamall, just makes my heart beat speedily! My hubby asked if I needed my pulse oximeter to check my heart rate. To him, I am kind of too excited !
Of course, I am looking forward to this short break in Kuala Lumpur as I can’t even remember the last time I went back to KL. Besides, I haven’t seen my family members for a long time.
Eek..eek..my shopping sprees. Don’t worry ! There will be no impulse-buying even though I haven’t had my shopping sprees for ages.
